{"id":154835,"date":"2026-08-16T04:03:55","date_gmt":"2026-08-16T03:03:55","guid":{"rendered":"https:\/\/bontrade.org\/blog49\/154835\/im-63-a-retired-cpa-with-a-1-2-million-401k-do-i-need-to-bother-with-a-roth-conversion\/"},"modified":"2026-08-16T04:03:55","modified_gmt":"2026-08-16T03:03:55","slug":"im-63-a-retired-cpa-with-a-1-2-million-401k-do-i-need-to-bother-with-a-roth-conversion","status":"publish","type":"post","link":"https:\/\/bontrade.org\/blog49\/154835\/im-63-a-retired-cpa-with-a-1-2-million-401k-do-i-need-to-bother-with-a-roth-conversion\/","title":{"rendered":"I\u2019m 63, a retired CPA with a $1.2 million 401(k). Do I need to bother with a Roth conversion?"},"content":{"rendered":"<div>\u201cI don\u2019t expect my marginal tax rate to be materially different in the future.\u201d<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u201cI don\u2019t expect my marginal tax rate to be materially different in the future.\u201d<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lightning_design_setting":[],"footnotes":""},"categories":[2012],"tags":[],"class_list":["post-154835","post","type-post","status-publish","format-standard","hentry","category-livecrudeoiltraderoomresults"],"_links":{"self":[{"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/posts\/154835","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/comments?post=154835"}],"version-history":[{"count":0,"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/posts\/154835\/revisions"}],"wp:attachment":[{"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/media?parent=154835"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/categories?post=154835"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/tags?post=154835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}