{"id":155064,"date":"2026-09-03T04:04:07","date_gmt":"2026-09-03T03:04:07","guid":{"rendered":"https:\/\/bontrade.org\/blog49\/155064\/were-in-our-60s-we-earn-345000-and-have-1-million-in-403bs-is-it-too-late-for-roth-conversions\/"},"modified":"2026-09-03T04:04:07","modified_gmt":"2026-09-03T03:04:07","slug":"were-in-our-60s-we-earn-345000-and-have-1-million-in-403bs-is-it-too-late-for-roth-conversions","status":"publish","type":"post","link":"https:\/\/bontrade.org\/blog49\/155064\/were-in-our-60s-we-earn-345000-and-have-1-million-in-403bs-is-it-too-late-for-roth-conversions\/","title":{"rendered":"We\u2019re in our 60s. We earn $345,000 and have $1 million in 403(b)s. Is it too late for Roth conversions?"},"content":{"rendered":"<div>\u201cRoth assets would provide our children with tax-free distributions.\u201d<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u201cRoth assets would provide our children with tax-free distributions.\u201d<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lightning_design_setting":[],"footnotes":""},"categories":[2012],"tags":[],"class_list":["post-155064","post","type-post","status-publish","format-standard","hentry","category-livecrudeoiltraderoomresults"],"_links":{"self":[{"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/posts\/155064","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/comments?post=155064"}],"version-history":[{"count":0,"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/posts\/155064\/revisions"}],"wp:attachment":[{"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/media?parent=155064"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/categories?post=155064"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bontrade.org\/blog49\/wp-json\/wp\/v2\/tags?post=155064"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}